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When you establish a living trust, assets are transfered into the Trust by the Settlor/Grantor and immediately fall under the control of the Trustees for the benefit of your beneficiaries. You can add additional assets to the Trust over time and make associated amendments to beneficiaries. The trust assets do not form part of your estate and are not subject to probate since the assets are being transferred during your lifetime.

  • Research, customize and present the best possible structure to suit your needs
  • Cost effective and competitive rates- you save the high cost of fees
  • Qualified and experienced staff to administer, invest and distribute your assets
  • Ensures your assets are properly transferred/titled for total protection
  • Avoid the complications involved with family members acting as executors of your estate
  • Generate regular reporting documentation

A RF Trust is one of the surest ways to provide for an effective, professionally managed asset protection plan, both now and into the future. It also serves as an integral part of an estate plan for confidential asset disbursements, whether before or after your death.

Company Administration

From incorporations to annual filings to dissolutions, our qualified, knowledgeable and equipped team of professionals will guide you through this process to completion.

In addition, we act as Registered Office and Agents to our incorporated entities and can also provide corporate services such as Directors and Officers through our nominee companies.

Testamentary Trusts

RF administers testamentary trusts through explicit instructions in a deceased’s Will. This trust goes into effect at the death of an individual and is usually used to provide ongoing financial support for loved ones, ensuring asset protection for beneficiaries.

Living Trust

Establishing a Living Trust can avoid the probate process, thus eliminating the time and expense associated with court proceedings. This legal entity allows for the transferral and management of a person’s assets; the main parties being the Settlor, the Trustee and the beneficiaries. The Trustee manages your assets in accordance with the written instructions contained in a trust document.

Insurance Trusts

Insurance trusts, facilitate the direct transfer of the proceeds of your life insurance policy into your trust. As trustees, we manage and administer these funds to meet the needs of your beneficiaries.

Pension Trustees

As the Trustees of your pension scheme, we act separately from the employer. We hold the assets invested in the scheme for the benefit of the participants. As Trustees, we make all scheme-related decisions with the beneficiaries’ interests in mind.

Let’s face it, you will need an income when you retire in order to enjoy those golden years. RF offers retirement plan solutions that are all inclusive, and highly individualized. You need a Pension Plan that is designed and customized to meet your needs for security, reliability, simplicity and clarity.


Carol Gaskin

Manager, Trust & Corporate Services

Gail Walters

Trust & Corporate Services

Not sure where to start? One of our experts can help you!

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