Your local private bank
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For individuals
We help guide and manage your wealth at all stages of life. We offer services from investment accounts to estate planning.
For businesses
We help businesses grow to the next level. We offer options from investment management and financing to group pensions and more.
Pioneers in banking
With over two decades serving clients in the Caribbean, we’re experts in the local landscape. We’re also connected with opportunities abroad, bringing the best investment choices to our clients.
Learn more about usUnmatched customer service
Our clients rely on us to be by their side through every financial decision, from financing their children’s education through estate planning. Our business clients count on us from startup to prosperity. For all clients, we offer advice and guidance at every step.
Connect with us todayTrusted team of advisors
With a network of advisors from The Bahamas to Cayman Islands to Barbados, plus global connections across the world, we are connectors. We live and work in your community and bring the best advice to our clients.
Meet our teamDynamic industry leaders
We are leaders in our industry. We embrace innovation, and we are always on the lookout for ways to improve our services and our offerings. Clients trust us and peers respect our reputation for integrity and our established brand.
Read our latest newsWe offer local expertise with global reach
Our network of advisors across The Bahamas, Barbados and Cayman Islands have a mission to elevate the Caribbean and support our clients with insights that will grow our communities for the future.
Connect with our experts
Whether you’re starting out or managing generational wealth, our advisors are here to help. At RF Bank & Trust, we take the time to understand your goals and create strategies that fit your life—so you can move forward with clarity and peace of mind.
Get startedCollege Savings Calculator
Use our calculator to find out the savings you need for your child’s education and research various scenarios and timelines.
Learn moreCompound Interest
Use our compound interest calculator to explore scenarios for growing your investment, with options for different rates and timelines.
Learn morePension Calculator
Use our calculator to research scenarios for your retirement savings, with options to experiment with different rates of return and retirement ages. When you’re ready, reach out and schedule a call with our pension specialists!
Learn moreDividend Calculator
Our dividend calculator can help you research various options on dividends for a variety of financial products.
Learn moreMargin Loans
Our margin loan interest calculator can help you see how much interest you will pay on your margin loan with RF Bank & Trust.
Learn moreReady to put your money to work?
Get started with an RF Advisor
News & Updates
RF Brings Relief with Hurricane Hygiene Kit Donation to DRM Authority
2 weeks agoRF Bank & Trust (Bahamas) Limited (RF), as part of its annual community impact campaign, has announced a generous donation of 1,650 hurricane hygiene kits to the DRM Authority. The kits include essential toiletries and other personal care items to support sanitation and recovery efforts for Bahamians who need to seek shelter.
RF Strengthens Regional Leadership with Eight Executive Appointments — Seven of Them Women
2 weeks agoIn one of its largest promotional exercises to date, RF Group (RF) has announced eight executive-level appointments across its regional network. The promotions come as RF, a leading investment bank and wealth manager, continues to strengthen service delivery, enhance in-house expertise, and expand its footprint across the Caribbean.
Swimming Together: RF Bank & Trust Backs Bahamian Youth
2 months agoFor a second consecutive year, RF Bank & Trust (Bahamas) Limited (RF) has partnered with the Black Marlins Swim Club to back Bahamian swimming talent, in what represents the regional bank’s latest community impact effort in support of youth sports.
