It all starts with a plan.
Work with an advisor to find a solution that fits your organization today.
Fund Reports Employer Forms Member Forms Fund Factsheet
As an employer, a part of attracting quality staff are the benefits you provide. When you join our defined contribution pension plan your team has automatic access to, and exclusive discounts on, all of our investment products. Go beyond securing a top performing pension and provide your staff with the tools to create and manage wealth today.
Benefits
- No subscription, redemption, or transfer fees.
- Online access 24/7.
- Trusted Money Management.
- Superior Customer Service.
- No charge for Certificate of Compliance for the employer.
- No dormant account fees once no longer contributing.
- Accounts remain fully invested in the fund until termination of the account.
At a Glance
- Who is eligible to join the Plan? Any one 18+ years old.
- Contribution Levels: 5% employer and 5% employee (of monthly earnings).
- Retirement Age: Regular- 65 years, unless otherwise stated.
- Additional Voluntary Contributions: Permitted.
- Investments Selection: Self-directed with guidance upon request.
- Vesting: 100% from first contribution
- Portability of Accumulated Benefits: Permitted.
Pension Fund Strategies
To make things easy, we’ve tailored our investment funds to suit different timelines and risks. Your employees can choose the percentage of their contributions to be invested in each investment fund. They can also change where they want to allocate the contributions at any time. With the RF Pension Plan, members can transfer as much as 20% from any investment fund to another at no cost.
Here are the RF Pension Plan Strategies at a glance:
| Fund | Risk Level | Recommended |
|---|---|---|
| RF Income Strategy Fund | Low | Ages 50-65 Years |
| RF Conservative Strategy Fund | Low | Ages 50-65 Years |
| RF Balanced Strategy | Moderate | Ages 30-50 Years |
| RF Growth Strategy Fund | High | Ages 18-30 Years |
| RF Aggresive Strategy | High | Ages 18-30 Years |
Ready to join?
Starting a new plan or switching from an old plan is made quick and easy!
Contact one of our pension specialist and we will:
- Assist you in terminating the plan with your pension provider or setting up a secondary plan;
- Establish record-keeping and compliance procedures for your new plan;
- Assist with completion of forms;
- Ensure legal compliance and requirements are managed;
- Meet with staff to give guidance and address any queries.
