Your trusted banking partner
RF Bank & Trust handles the full spectrum of business banking from vendor payments to compliance documentation. Access investment products and cash management tools through a single relationship, with dedicated advisors who understand your business and financial controls that scale with your operations.
Unified account structure
Run your corporate brokerage and operating accounts from one institution. Transfer between treasury reserves and working capital instantly. Simplify reconciliation with consolidated reporting.
No transaction limits
Unlimited debit transactions and unlimited transfers between RF accounts mean your cash flow moves without hitting caps. Pay vendors, process payroll, and manage operations without counting transactions.
Cross-border payments
Send international wire transfers for supplier payments, overseas investments, or foreign operations. RF processes cross-border payments efficiently, with FX services to manage currency needs.
Working capital flexibility
Overdraft facilities and margin loans backed by your investment portfolio give you access to liquidity when opportunities require fast action or when timing gaps appear in receivables.
Principal protection and reserves
Term deposits lock in fixed returns for your cash reserves, protecting principal while your operating capital stays liquid.
No minimum balance
Access all account features without maintaining a balance floor. Your working capital stays available for operations, not locked up to meet banking requirements.
ACH payment capabilities
Pay local vendors, utilities, and recurring business obligations directly from your RF account through ACH transfers streamlining payables and reducing manual check processing.
DIC insurance protection
Your deposits are DIC-insured for up to $50,000 per depositor, adding an institutional layer of security to your corporate accounts.
Financial tools that support growth
Financial documentation without the friction
Audit certificates: Get audit confirmations prepared and sent directly to your auditors, with complete account details formatted to their specifications.
Letters of reference: RF provides corporate reference letters for credit applications, lease agreements, or supplier relationships—backed by our standing as a licensed financial institution.
Payment traces
Track down missing wire transfers or drafts. We investigate the location of outbound payments that haven’t reached the beneficiary, so you can close the loop with vendors or partners.
Certificates of balance and interest
Obtain account balance confirmations for third parties or interest-paid statements for tax preparation and financial reporting.
Your banking partner through the life of your business
RF Bank & Trust knows that business owners focused on growth need a financial partner they can trust at all stages. Whether you’re looking for ways to raise capital, move money or plan for future growth, we offer a range of business services in one place. We are dedicated to developing trusted relationships with our business clients so that with each new step you know that you can call on our expertise.
Discover our other services
Corporate Brokerage Account
RF Bank & Trust’s Advantage Plus brokerage account offers businesses with sophisticated investment needs a comprehensive solution with competitive rates.
Global Investments for Business
Learn more about RF Bank & Trust global investment services, connecting our clients with a world of opportunities through global offerings from world-leading investment management firms with a range of fund management styles.
Group Pensions
Learn more about RF Bank & Trust’s group pensions offering, designed to meet the needs of your team and create a tailored plan to make your employees feel secure.
Insights about Banking Services
RF Brings Relief with Hurricane Hygiene Kit Donation to DRM Authority
1 week agoRF Bank & Trust (Bahamas) Limited (RF), as part of its annual community impact campaign, has announced a generous donation of 1,650 hurricane hygiene kits to the DRM Authority. The kits include essential toiletries and other personal care items to support sanitation and recovery efforts for Bahamians who need to seek shelter.
RF Strengthens Regional Leadership with Eight Executive Appointments — Seven of Them Women
2 weeks agoIn one of its largest promotional exercises to date, RF Group (RF) has announced eight executive-level appointments across its regional network. The promotions come as RF, a leading investment bank and wealth manager, continues to strengthen service delivery, enhance in-house expertise, and expand its footprint across the Caribbean.
