Solutions that simplify today, and make it easier for loved ones tomorrow
You’ve worked hard to create and protect your family’s wealth. Now you can ensure that your legacy lives on and the future of your loved ones is secure with expert guidance.
Our specialists combine technical rigour with empathy, helping you protect assets, streamline distributions and maintain privacy, especially at moments that matter most.
Probate‑efficient transfers
Inter vivos (living) trusts keep assets outside of the probate process and can simplify distributions to beneficiaries.
Local fiduciary + global investing
Administer your trust locally in The Bahamas while accessing RF Bank & Trust’s diversified mutual funds and international equity exposure.
Privacy & protection
Bahamian trust legislation supports confidentiality and provides certain protections against forced heirship and creditor claims after statutory periods.
Cross‑border coordination
RF Bank & Trust ensures smooth administration, even when beneficiaries or assets are in multiple jurisdictions.
Ready to protect what matters?
Planning for the future isn’t just about numbers, it’s about protecting the people and values that matter most. At RF Bank & Trust, we combine decades of fiduciary expertise with a personal, hands-on approach, so you can feel confident your wishes will be honoured with integrity and discretion.
Discover
We start with a conversation about your family, your goals, and any cross-border considerations. This is where we listen carefully, understand your priorities, and identify what matters most to you, whether it’s avoiding probate, protecting assets, or ensuring long-term care for loved ones.
Design
Next, we collaborate with you and your advisors to craft a trust or estate plan that reflects your wishes. We explain the options and help you choose the structure that provides clarity and flexibility for your beneficiaries.
Establish
Once the plan is finalized, we handle all the details: setting up the trust, titling assets correctly, and preparing documentation in compliance with Bahamian law. Our team ensures everything is done with precision so your intentions are legally sound and ready for the future.
Administer
Our role does not end at setup. We provide ongoing trustee services, managing distributions, maintaining accurate records, and delivering regular reports so you and your beneficiaries always know where things stand. We combine technical rigour with empathy, especially during sensitive times.
Reviews
Life changes, and so should your plan. We schedule periodic reviews to ensure your trust continues to align with your family’s needs and market conditions. Whether it’s adding new beneficiaries or adjusting investment strategies, we keep your legacy on track.
Who we're right for
Individuals & families
If you want to make sure your loved ones receive what you intend without the delays and costs of probate, a trust can provide clarity and peace of mind. We help you create a plan that protects assets and simplifies the process for future generations.
Professionals & business owners
Your hard-earned wealth deserves protection from unnecessary risk and complexity. Our trust solutions offer confidentiality and structured distributions, so you can safeguard your assets while maintaining control over how they’re managed.
Cross-border families
When beneficiaries live in different countries or assets span multiple jurisdictions, estate planning can feel overwhelming. We specialize in coordinating administration and investments across borders, ensuring your wishes are honoured everywhere.
Retirees & caregivers
Planning for the future often means thinking about those who depend on you most. Our trusts can provide long-term support for minors, vulnerable beneficiaries, or loved ones with special needs—giving you confidence that care will continue.
Want to know more?
Here are some answers to our most frequently asked questions
A living trust is established during life and can avoid probate for assets titled to it; a testamentary trust is created by your Will and takes effect at death.
Yes. We provide investment administration and access to RF mutual funds and international diversification strategies to match your goals and risk tolerance.
Bahamian law supports confidentiality, and recent amendments allow trust‑related court guidance to be heard in private—subject to applicable procedures and your trust’s terms.
Insights about Trust and estate planning
RF Brings Relief with Hurricane Hygiene Kit Donation to DRM Authority
1 week agoRF Bank & Trust (Bahamas) Limited (RF), as part of its annual community impact campaign, has announced a generous donation of 1,650 hurricane hygiene kits to the DRM Authority. The kits include essential toiletries and other personal care items to support sanitation and recovery efforts for Bahamians who need to seek shelter.
RF Strengthens Regional Leadership with Eight Executive Appointments — Seven of Them Women
2 weeks agoIn one of its largest promotional exercises to date, RF Group (RF) has announced eight executive-level appointments across its regional network. The promotions come as RF, a leading investment bank and wealth manager, continues to strengthen service delivery, enhance in-house expertise, and expand its footprint across the Caribbean.
