Strong Businesses = Supported Employees
Your people are your greatest asset, and supporting them should never add unnecessary complexity to your workload. Our corporate group pensions are designed to work alongside HR teams, making plan administration simpler, more efficient, and aligned with your organization’s needs. With RF, you not only provide your team with the widest range of fund options in the local market, but also some of the best performing.
Expert advice from savvy planners
Our advisors have helped many businesses establish their group pension plan and can advise on ways to make yours competitive within your industry.
Options to fit every organization
From a bespoke, fully customizable standalone pension, to an affordable multi-employer pension option that allows for customization, your organization is in control.
Comprehensive business services
RF Bank & Trust is available for all your business needs, from brokerage accounts to investment banking. Execute your pension plan and banking services from one central hub.
Easy access and visibility
Our user‑friendly platform gives both administrators and employees intuitive online access to their pension plans, providing clear visibility into contributions, performance, and important updates.
Easy administration
With no setup or termination fees and no hidden charges, administration costs are low and you gain a range of investment options, with professional advice on what will work best for your company.
Visible and accessible platform
The plan’s advanced technology platform provides web access and regular reports, information and statements.
Flexibility built in
The RF Multi-Employer Pension Plan’s multiple investment options allow both companies and employees to tailor the plan to their needs.
Dedicated specialists
Our dedicated group pensions specialists can help you complete forms, establish record-keeping, guide legal compliance, and even meet with staff to answer questions. We can also assist in terminating an existing plan as you migrate to RF.
The RF Multi-Employer Pension Plan
Our RF Multi-Employer Pension Plan is a defined contribution plan established to assist businesses of all sizes to provide flexible group pensions for their employees. The Plan pools contributions from multiple companies to provide a low-cost pension solution for their employees without the headache of establishing plan documents, arranging for service providers and incurring the costs of running a standalone pension plan.
Choose RF Bank & Trust's standalone pension plan
Larger employers who do not need to pool assets choose a standalone pension plan tailored to their employees. With 30+ years of designing and administering benefit and defined contribution group pension plans, we excel at creating plans based on your organizations needs.
We help develop the plan from start to finish: drafting documents, advising on selection and retention of services providers and creating investment portfolios. The results are bespoke group pensions designed to meet the needs of your company.
Discover our other services
Investment Banking & Advisory
RF Bank & Trust is a leading strategic partner for investment banking in the region. Learn more about the services we provide through the life cycle of business, including equity and debt financing, business valuation, public offerings and private placements, transaction structuring, mergers and acquisitions, privatization, and alternative sources of financing.
Education
Plan for your child’s future with an educational savings plan that will help to ensure the best opportunities are possible. An RF Education Investment Account helps automate education savings so you are well prepared for the future.
Stocks & Bonds
RF Bank & Trust provides your gateway to government bonds and trading securities listed on the Bahamas International Securities Exchange.
Related resources
Browse our library of reports or find a form related to setting up your private wealth account. Your advisor will be happy to point you in the right direction.
Account Opening – Individual
- Updated 1 March, 2025
- 603.63 KB
Account Opening – Individual
- Updated 1 March, 2025
- 603.63 KB
Account Opening – Individual
- Updated 1 March, 2025
- 603.63 KB
Account Opening – Individual
- Updated 1 March, 2025
- 603.63 KB
Insights about Group Pensions
RF Brings Relief with Hurricane Hygiene Kit Donation to DRM Authority
1 week agoRF Bank & Trust (Bahamas) Limited (RF), as part of its annual community impact campaign, has announced a generous donation of 1,650 hurricane hygiene kits to the DRM Authority. The kits include essential toiletries and other personal care items to support sanitation and recovery efforts for Bahamians who need to seek shelter.
RF Strengthens Regional Leadership with Eight Executive Appointments — Seven of Them Women
2 weeks agoIn one of its largest promotional exercises to date, RF Group (RF) has announced eight executive-level appointments across its regional network. The promotions come as RF, a leading investment bank and wealth manager, continues to strengthen service delivery, enhance in-house expertise, and expand its footprint across the Caribbean.
