An account that gives you more
You want the freedom to be able to hold, buy and sell an almost limitless array of securities like stocks, bonds, Initial Public Offerings (IPOs), and mutual funds.
Gain all this plus the power to make a host of individual financial transactions and receive a consolidated statement that reflects them all.
Trade individual securities
Keep all your securities in one place—RF Bank & Trust provides safe custody of your securities at no cost. Trades can be executed quickly without locating share certificates and guaranteeing signature(s).
Access USD and FX
With an RF Brokerage Account, you are not limited to the local markets. Access our US Dollar Mutual Funds, international transactions through our Foreign Exchange (FX) services, and more.
Monitor your portfolio online
Take the guesswork out of trading in the local stock market. Place market and good-until-cancelled order types. All your trade confirmations will be automatically sent. All visible from one account!
Commissions savings and low annual fee
Get more value when you trade using a brokerage account with low commission fees locked in so you can trade more and pay less!* One fee paid annually unlocks all the benefits of a brokerage account. Competitively priced to help your money go further.
An account that meets your needs
Investors choose our brokerage accounts to gain freedom and simplicity for their market interaction.
From no-cost custody for your securities, to convenient access to both local and foreign investment opportunities, investors appreciate the flexibility they get through an RF Bank & Trust brokerage account.
ZERO Fee Account
An introductory level account designed for new investors or for investors that only hold mutual funds. There is no annual fee on this account.
Advantage Account
Individuals with larger portfolios that typically hold more then one investment type. This account includes access to a $5,000 line of credit for new offerings.
Advantage PLUS Account
Combining the convenience of the other accounts with a superior level of service, the Advantage Plus Account is suited for savvy investors who want sound advice coupled with solid returns. Priority access to offerings and low trading commissions are key to these investors.
Special Features: credit and margin facilities
Get access to liquidity whenever you want for whatever you need. With a line of credit up to $10,000* available, plus access to margin loans, you have added security and flexibility at rates lower then market averages.
*Terms and conditions apply.
Three account types to choose from
Invest your way with options from full service to execution-only.
Exclusive benefits
RF Bank & Trust brokerage clients gain instant access to credit through a margin loan facility. The margin facility is capped at 45% of the value of the assets in your brokerage account at the time the facility is established, but if the margin is being used to purchase securities, we will lend up to 90% of the discounted value. This loan is secured by the assets held in your brokerage account. Funds are available within 48 hours and can be used for any purpose – including to purchase additional securities. Our margin loan facility also features:
No fixed loan repayments
Unlike a traditional bank loan, our margin facility does not require monthly or annual repayment as long as the balance remains under 50% of your portfolio value.
Low fees
This service is offered at a low annual credit facility fee, based on the margin requirement (a minimum fee of $200) that is payable annually in advance and on renewal of the margin loan.
Low interest rate
Our brokerage clients receive the added benefit of competitive rates on your margin loan. Our brokerage account clients can apply for a margin loan and get set up within 48 hours.
Discover more of our services
Private Wealth
RF Bank & Trust offers private wealth services to help clients preserve, evolve and grow wealth now and for future generations. Plus, the perks of the prestigious RF Black Card.
Global Investments
Learn more about RF Bank & Trust global investment services, connecting our clients with a world of opportunities including offerings from world-leading investment management firms with a range of fund management styles.
Private Equity
At RF Bank & Trust, we aim to connect our clients with the opportunity to make innovative investments in our local economy. Find out more about our RF Strat Equity Fund today.
Want to know more?
Here are some answers to our most frequently asked questions.
We make the account opening process as straight forward as possible – Fill out an account opening form, provide a valid ID and proof of address and submit your documents for review.
Adding a beneficiary is a quick and easy process. Simply complete the beneficiary form and submit it to your advisor.
Related resources
Browse our library of reports or find a form related to setting up your private wealth account. Your advisor will be happy to point you in the right direction.
